Between commercial and savings banks there is no conflict

Between commercial and savings banks there is no conflict. Actually, a considerable quantity of commercial banks of the country allow interest on average balances and constant deposits of the same manner as savings banks. First of all the savings bank creates riches while the commercial bank addresses with it; savings banks are creative while commercial banks are administrative. The purpose of savings bank consists in collecting money and to invest it safely and thus to make profit for the investor; the purpose of commercial bank consists in giving money in the fixed expenses and thus to make profit for establishment. Former opens its doors in rescuers, the last to borrowers. Everyone serves, receiving and holding and another, giving. The savings bank aspires to do rescuers of men just as manufacturers. It offers the help strong who can consult well, to weak and not skilled. If 5 000 000 investors of savings to [223] United States
Should hide their own savings, almost 2 000 000 000$ will be withdrawn from circulation. The savings bank invests the money. Its managers - as a rule the intellectual men, competent to make safe investments into firm securities. The best savings banks are conservative and do not encourage the assumption.